Construction insurance runs on a picture of the site that is almost always out of date. Modern sites, meanwhile, produce a continuous stream of reality — cameras, capture, sensors. Pikt exists to close that gap: to read what is already there and record it as evidence the industry can trust.
I started as a construction broker in 2003 and have spent more than twenty years in the market since — including nearly a decade in Asia — leading broking and underwriting functions across construction, power, oil and gas and complex property.
The idea for Pikt began a few years ago with a specific problem: making large-scale mass timber construction insurable. Working through it, two things became obvious. The built environment was digitising at pace — cameras, sensors and progress systems on every serious site — and almost none of that record was reaching the people carrying the risk. Fleet insurance, through telematics, had already shown what happens when the asset starts reporting — better risk management, and lower claims as a result. Construction is next, and the data is only getting more plentiful and more accurate.
Pikt is the tool I wanted and couldn't buy: every site visible every day, from technology the project already runs, with the evidence intact. I'm building it directly with the risk engineers who'll use it — if that's you, I'd like to hear what you need it to do. [email protected] · LinkedIn
Risk engineers can only visit so often. Adjusters spend the first weeks of a claim reconstructing a past nobody recorded. Neither is a failure of skill — both are failures of information. The reality of the site exists; it just never reaches the people who carry the risk in time to matter.
Pikt is built on a simple three-part idea. Start with reality, interpret it honestly, and turn it into action — keeping the evidence intact at every step. It's the spine of the product and a framework that is published openly.
Pikt presents what the site shows, with the source and timestamp attached. The judgement — to price, to bind, to settle — belongs to the professionals who carry the risk. We never substitute for it.
We connect to a site only with the insured's explicit, scoped and revocable consent — recorded against the exact wording shown. Reality-driven does not mean surveillance.
The RDI framework is published openly. Pikt reads the tools a site already runs rather than forcing a stack on it, because trusted evidence shouldn't depend on who built the camera.
Priced as a slice of a fee you already pay, capped and proportional to the project. We'd rather be obviously worth it on every programme than expensive on a few.